Homeownership: 2024

The most recent Census data shows that homeownership rates vary significantly across demographic groups, regions, and age brackets. While overall ownership remains steady, younger adults and minority households continue to face barriers shaped by income, lending access, and housing supply. This report highlights trends in affordability and long-term shifts in who is entering the homeowner market. These insights offer a snapshot of economic mobility and structural challenges shaping housing in the U.S.